• Home
  • Get A Quote
  • Customer Service
  • Refer a Friend
  • About Us
  • Location Map
  • Employee Directory
  • Privacy Policy
  • Contact Us
Call Us CALL US TODAY | 844.7FUSION
Home
English/Español
  • Home
  • Get A Quote
    • Automobile
    • Commercial Auto Insurance
    • General Liability Insurance
    • Homeowners
    • Workers Compensation
  • Blog
  • Make a Payment
  • Resources
    • Secure File Area
    • Refer a Friend
    • Important Links
    • Insurance Glossary
  • About Us
    • Our Locations
    • Customer Testimonials
    • Privacy Policy
  • Contact
    • Contact Us
    • Join Our Newsletter
Auto Insurance AUTO

Auto insurance protects you against financial loss if you have an accident.

Read More
Homeowners Insurance HOME

A standard policy insures the home itself and the things you keep in it.

Read More
Business Insurance BUSINESS

Discover the perfect insurance options to meet your specific and unique needs.

Read More
General Liability Insurance GENERAL LIABILITY

Browse a variety of insurance options in order to find the right one for you.

Read More
Workers Comp Insurance WORKERS COMP

Learn about different workers comp coverages that fit your needs.

Read More
Commercial Auto Insurance COMMERCIAL AUTO

Finding insurance doesn't have to be difficult. We do the work for you.

Read More
Home > Blog > The Benefits of Raising Your Auto Insurance Limits
MONDAY, MAY 5, 2025

The Benefits of Raising Your Auto Insurance Limits

Individuals must carry insurance in order to operate a vehicle in an overwhelming majority of states. In addition, many states also outline coverage limits that drivers must include within their policy. While meeting these minimum limits may be enough to get you on the road, they may be inadequate if you are involved in a serious accident. As such, you may want to consider raising your limits to secure proper protection.

The Problem with Minimum Coverage man driving car during golden hour

Most states require drivers to carry basic liability coverage, which pays for injury and property damages if you are found at fault following an accident. These limits vary by state but can be as low as $10,000 per person or $20,000 per accident.

If you get into an accident, there’s a chance you could be sued. When this happens, minimum liability coverage may not be sufficient to cover the damages, and you could end up paying thousands of dollars out of your own pocket.

What’s more, if you cause an accident and your liability limits are too low to cover the expenses, the other party might go after your assets in court. It is important to think critically about how much coverage you need and to secure the proper limits in order to protect yourself.

How Much Auto Insurance Should I Carry?

While it can be tempting to pay the lowest amount possible for auto insurance, doing so can leave you exposed to serious financial risks. Securing higher limits can offer sound financial protection and provide you with peace of mind in the event of an accident.

The higher you set your coverage limits and the lower you set your deductibles, the less you'll pay out of pocket after a claim. Be sure to determine how much you can comfortably afford when setting your coverage limits and deductibles. Raising your limits and paying a little more each month can allow you to get the most out of your investment.

Customize Your Policy

You have many different ways to customize your auto insurance, including adjusting collision, comprehensive, medical expenses, uninsured motorist and no-fault coverage. Specific policy limits can also be recommended depending upon your situation.

Posted 10:40 AM

Tags: auto insurance
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2025
  • 2024
  • 2023
  • 2022

  • insurance(15)
  • coverage(15)
  • policy(8)
  • homeowners(6)
  • auto insurance(6)
  • commercial(5)
  • home insurance(4)
  • business insurance(4)
  • liability(3)
  • accident(3)
  • workers compensation insurance(3)
  • business(3)
  • general liability insurance(3)
  • car(3)
  • auto(3)
  • general(2)
  • commercial auto insurance(2)
  • winter driving(1)
  • workers compensation(1)
  • vehicle(1)
  • owners(1)
  • weather preparation(1)
  • clinic(1)
  • sports(1)
  • valuables(1)
  • slip and fall risk(1)
  • recreational(1)
  • bop(1)
  • cyber(1)
  • jewelry(1)
  • motorcycle insurance(1)
  • life insurance(1)
  • rv(1)
  • workers(1)
  • compensation(1)

View Mobile Version
Facebook
LinkedIn
Google+
Yelp
Carriers
Carriers
Carriers
Carriers
Carriers
Carriers
Carriers
Twitter Logo

Resources

Home About Us Get a Quote Customer Service Newsletter Contact Us

Contact Us

  • 151 S 18th St, Ste E
  • Kansas City, KS 66102
  • Office: 913.204.0404
  • Fax: 913.871.8865
  • 5920 Wilson Rd
  • Kansas City, MO 64123
  • Office: 816.470.9050
  • Fax: 816.470.9042
  • 7553 State Ave
  • Kansas City, KS 66112
  • Office: 913.725.0515
  • Fax: 913.725.0518
  • 123 N Parker St, 
  • Olathe, KS 66061
  • Office: 913.297.7500
  • Fax: 913.954.4186

 

 

 

© Copyright. All rights reserved.
Powered by Insurance Website Builder