General Liability Insurance

One of the best ways Kansas City businesses can effectively protect their assets is to purchase and carry adequate general liability insurance. The team at Fusion Insurance Agency can help you identify your general liability insurance needs. Give us a call today to learn more.  


What is general liability insurance?  


Also known as commercial general liability (CGL) insurance, this type of policy helps protect your company from claims or lawsuits arising from third-party bodily injury or property damages for which your business is liable. 


What does general liability insurance cover? 


What general liability insurance covers varies by policy, but the typical CGL policy may cover claims of bodily injury, personal injury (e.g., slander or libel), advertising injury and property damage that resulted from or were caused by your products, premises or operations.  


How much general liability insurance do I need?  


How much general liability insurance is needed for small businesses, as well as midsized or large businesses, will vary based on various factors. These include the type of products you manufacture (or the services or goods you provide), where you’re located or operate your business and the perceived risk of your business.  


When is general liability insurance required? 


General liability insurance may or may not be required by state law, depending on where you’re located or operate and your industry. Lenders or lessors, clients or other licensing bodies may require your business to carry CGL insurance. The team at Fusion Insurance Agency can help you identify your general liability insurance requirements.  


Where to get general liability insurance 


If your business is in or operates in Kansas City and requires CGL insurance, contact Fusion Insurance Agency today to find out how we can help you.