General Liability Insurance
General Liability Insurance Quote Forms
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General Liability Insurance Information
General liability insurance is a fundamental coverage for businesses of all sizes. It may protect companies from financial loss due to claims of injury, property damage or other liabilities resulting from normal business operations. Without general liability insurance, your business would have to pay out of pocket for expensive claims that may arise during routine operations.
Who Is Covered Under a General Liability Insurance Policy?
General liability insurance typically covers the business owner, employees and the company itself. In case of a lawsuit, the policy may provide legal protection for the insured parties. Coverage can also extend to third parties, such as customers or clients, who experienced injuries or damage resulting from the company’s actions or negligence.
What Does General Liability Insurance Cover?
A standard general liability policy may cover several key areas:
- Bodily injury—If someone is injured on your business property or due to your operations, your policy may cover medical expenses and legal fees.
- Property damage—If your business activities result in damage to someone else’s property, the insurance may cover the repair or replacement costs.
- Personal and advertising injury—This may cover claims of defamation, copyright infringement or slander arising from your business’s advertising practices.
How Much Is General Liability Insurance?
The cost of general liability insurance depends on several factors, including the following:
- Business size
- Industry type
- Location
- Claims history
- Level of coverage
Generally, businesses with higher risk, such as those in construction or manufacturing, may pay more than companies in lower-risk industries. Request a tailored quote to ensure you get the right coverage at a competitive rate.
Contact Us
If you’re looking for low-cost general liability insurance options, contact Fusion Insurance today. With over 20 years of experience serving Kansas City, we can help you find the proper financial safeguard for your business.
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