You can’t always control what happens in your house while you’re away, but technology is making it more possible to reduce the chances that something will go wrong. In fact, some technological advances can even help reduce household risks and damages, which also reduces the risk that you’ll need to file a home insurance claim. Let’s take a look at a few of these devices.
- Whole house surge protectors: Power surges from lightning strikes can completely ruin your expensive electronics and appliances. But when you install a whole house surge protector, the risk of damage is greatly reduced. It works much like a power strip surge protector, but provides much more protection.
- Smart devices: There are an assortment of smart devices available; most notably, the smart thermostat and smart locks. This gives you access to your home through your mobile phone. Forgot to lock the door? Do it in one swipe! Want to make the house a bit warmer to save electricity while you’re gone? Set the temperature on your phone! This reduces the risk of burglary and temperature-related risks, such as frozen pipes in the winter or overheated pets in the summer.
- Water shutoff system: These devices monitor water flow in your home; if a leak is detected, the water is turned off. In many cases, these devices are also capable of alerting you. This helps prevent water damage from ruining your home and everything inside it.
- Infrared cameras: Thermal imaging is used by inspectors and various technicians to detect air leaks, water leaks, mold growth and hot spots. This is a noninvasive way of finding problems. For instance, if you suspect mold, it can often be tested this way, rather than tearing into the sheetrock.
With a safer home, you are more likely to qualify for a home insurance discount. Call your agent today for a free quote.
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