• Home
  • Get A Quote
  • Customer Service
  • Refer a Friend
  • About Us
  • Location Map
  • Employee Directory
  • Privacy Policy
  • Contact Us
Call Us CALL US TODAY | 844.7FUSION
Home
English/Español
  • Home
  • Get A Quote
    • Automobile
    • Commercial Auto Insurance
    • General Liability Insurance
    • Homeowners
    • Workers Compensation
  • Blog
  • Make a Payment
  • Resources
    • Secure File Area
    • Refer a Friend
    • Important Links
    • Insurance Glossary
  • About Us
    • Our Locations
    • Customer Testimonials
    • Privacy Policy
  • Contact
    • Contact Us
    • Join Our Newsletter
Auto Insurance AUTO

Auto insurance protects you against financial loss if you have an accident.

Read More
Homeowners Insurance HOME

A standard policy insures the home itself and the things you keep in it.

Read More
Business Insurance BUSINESS

Discover the perfect insurance options to meet your specific and unique needs.

Read More
General Liability Insurance GENERAL LIABILITY

Browse a variety of insurance options in order to find the right one for you.

Read More
Workers Comp Insurance WORKERS COMP

Learn about different workers comp coverages that fit your needs.

Read More
Commercial Auto Insurance COMMERCIAL AUTO

Finding insurance doesn't have to be difficult. We do the work for you.

Read More

Business & Commercial Insurance


Business & Commercial Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Commercial Auto Insurance Quote
General Liability Insurance Quote
Workers Compensation Quote

Business & Commercial Insurance Information

Business owners can choose from numerous types of insurance to protect their companies. The coverage you select and its associated costs depend on your business’s size and type, your location and how many people you employ, among other factors. To discuss your business insurance needs, give the team at Fusion Insurance a call today.  

What Is Business Insurance? 

Business insurance is a term used to refer to the various policies a business may need to be adequately protected against the risks it may face.  

Who Needs Business Insurance? 

All businesses—no matter their size—should have a handful of basic insurance policies. The types of policies that may be needed will vary greatly depending on the business’s location, size and industry, among other factors. Fusion Insurance can help you select the appropriate insurance for your business’s needs. 

What Insurance Should My Business Have? 

Business insurance offers you comprehensive coverage since it bundles together numerous coverages. Common insurances that many businesses bundle include: 

  • Commercial property insurance—This coverage can help you if your business experiences a loss such as a fire, explosion, burst pipe, storm or theft. This insurance may compensate you for losses or damage to your building, leased or owned equipment and other property on the premises.

  • General liability insurance—This can cover expenses and attorney fees resulting from injuries or property damage claims for which your business may be legally responsible. General liability insurance may cover costs that accrue if an injured third party decides to sue your company. General liability insurance policies typically have four coverage elements:

  • Premises liability may cover you if a person not employed at your business becomes injured on your property.

  • Products liability may cover you if a product or service causes injury to someone’s body or inflicts damage on a consumer’s personal property. 

  • A personal injury is if your business inflicts physical, financial or mental damage to a third party.

  • Advertisement injuries can be caused by alleged misinformation, copyright infringement or slander made by your business.

  • Employment practices liability insurance—This can cover wrongful acts that occur during the employment process, such as claims of discrimination, wrongful termination, sexual harassment and retaliation. This coverage may also reimburse you for the costs of defending a lawsuit in court and for judgments and settlements.

  • Workers’ compensation—This type of insurance is required in most states and may be used to cover medical bills or wage replacement for employees who experience a work-related injury.

  • Cyber liability insurance—This can protect your business from a cyber attack or interruption that can cause a loss in data, revenue and trust between you and your customers. 

  • Commercial auto—This type of insurance may help cover the costs of an auto accident if you or an employee is at fault. This coverage may help pay for damaged property and medical expenses.

  • Professional liability insurance—Also known as errors and omissions (E&O) insurance, this can protect your business against claims that a service you provided caused a client to suffer due to a mistake on your part or because you failed to perform a service.

  

How We Can Help 

Having the right insurance coverage is something every business needs. Fusion Insurance can help you choose the coverage that provides the best protection for your business. Call us today at 844-7FUSION to get started.  
Facebook
LinkedIn
Google+
Yelp
Carriers
Carriers
Carriers
Carriers
Carriers
Carriers
Carriers
Twitter Logo

Resources

Home About Us Get a Quote Customer Service Newsletter Contact Us

Contact Us

  • 151 S 18th St, Ste E
  • Kansas City, KS 66102
  • Office: 913.204.0404
  • Fax: 913.871.8865
  • 5920 Wilson Rd
  • Kansas City, MO 64123
  • Office: 816.470.9050
  • Fax: 816.470.9042
  • 7553 State Ave
  • Kansas City, KS 66112
  • Office: 913.725.0515
  • Fax: 913.725.0518
  • 123 N Parker St, 
  • Olathe, KS 66061
  • Office: 913.297.7500
  • Fax: 913.954.4186

 

 

 

© Copyright. All rights reserved.
Powered by Insurance Website Builder