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October 17, 2023
Agency

3 Reasons Real Estate Agents Need A BOP

Working in real estate takes effort, but the results are often very rewarding. However, many agents and brokers forget that they need an additional layer of insurance due to the unusual amount of risk associated with their industry. Here are three reasons why real estate agents need a business owner’s policy (BOP).  Reason #1: General […]
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August 23, 2023
Agency

8 Things to Look for When Buying a New Home

There’s an excitement that comes with buying a new home, but the task also comes with responsibility and big decisions. Do your homework to make sure you’re getting a quality house that’s less likely to require costly repairs in the near future. It’s always a good idea to get a professional inspection done before signing […]
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July 10, 2023
Agency

Guarding Against Slip and Fall Risks for Grocery Employees

Protecting your grocery patrons is an important part of your business. But, protecting your employees should be an equally important task.   Without proper protections, grocery store employees face risks that could impact their safety. If employees face risks, then so does the business owner.  Protect Grocery Store Employees with Employee Liability Insurance  Sometimes, unfortunate accidents […]
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June 15, 2023
Agency

How Does a Car Insurance Deductible Work?

When you buy car insurance, you expect your policy to help you pay for the damage done to your vehicle in a variety of hazardous events, from wrecks to vehicle fires and more. However, even expansive policies likely won’t cover 100% of your vehicle’s damage costs. Part of these costs might be your responsibility to […]
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May 18, 2023
Agency

Should I Buy Pet Liability Insurance for My Home?

When you buy homeowners insurance, you will want to include liability insurance within your policy. It is there to help you compensate other parties who sustain harm on your property because of your mistakes or negligence. Sometimes, these mistakes occur not because of something you did, but something caused by a member of your family […]
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April 20, 2023
Agency

Home Insurance and Your Spring Projects

When spring arrives, many people want to head outside to start enjoying their space. A few home improvement projects may happen, too. Making changes to your home is not a problem. However, it is important to consider your home’s risk factors.   Be sure that the changes you make do not increase risk. Make sure that […]
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March 30, 2023
Agency

Appraising Your Jewelry for Insurance Purposes

Do you have a collection of precious jewelry? While your homeowners (or renters) insurance includes coverage for personal belongings, expensive collectible items such as jewelry are often excluded or coverage is capped for much less than what your items are worth. Luckily, you can get the coverage you need at a modest price by adding […]
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February 20, 2023
Agency

5 Ways to Keep Your Home Claim Free While on Vacation

One of the biggest mistakes a homeowner can make when they are finalizing the details of a vacation is to let the excitement and anticipation of their journey overwhelm their better judgment, which can cause them to leave their home unprotected. If you’re planning a vacation, it’s best that you also be setting up measures […]
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December 29, 2022
Agency

7 Space Heater Safety Tips

Space heaters are used in the winter months to provide supplemental heating. They are often used to warm up rooms that aren’t well heated by the central heating system. However, when these convenient items are misused, they can cause fires. Stay warm and safe this winter by following these recommendations.  1. Size the Heater Appropriately […]
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November 23, 2022
Agency

Why Any Business Can Benefit from Cyber Liability Insurance

The digital sphere has become an indispensable part of the American economy, and nearly every modern business is online in some way, shape or form. However, as you compile digital information, you have to realize the sensitivity of the information in your care. It might not only include company information, but also customer and other […]
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