February 10, 2025
AgencyHow to Reduce Household Risks with Technology
You can’t always control what happens in your house while you’re away, but technology is making it more possible to reduce the chances that something will go wrong. In fact, some technological advances can even help reduce household risks and damages, which also reduces the risk that you’ll need to file a home insurance claim. […]
January 29, 2025
AgencyHow Kansas Weather Affects Your Home Insurance Rates
Living in Kansas may mean experiencing diverse and sometimes extreme weather patterns, including tornadoes, hailstorms and severe winter weather. These weather conditions can influence home insurance rates across the state. Common Weather Events in Kansas Kansas weather presents unique challenges for homeowners like you: Tornado activity—The state’s location in “Tornado Alley” may lead to higher […]
January 2, 2025
AgencyWhy Has My Car Insurance Premium Increased?
Every Kansas City driver should have car insurance. However, getting covered also means paying for your policy. Obviously, we all want to keep our policies affordable. However, your premiums will increase from time to time. Why does this happen? Is there anything you can do to help your premiums stabilize? Why Car Insurance Premiums Change […]
December 2, 2024
AgencyHow to Get the Most Auto Coverage for Your Business While Paying Lower Premiums
Renewing your business’ insurance policies at lower premiums and switching to new insurance carriers can help decrease the cost of premiums, but everyone welcomes the opportunity to save more on their commercial insurance. The following are three ways you can get more out of your coverage while paying less for your business insurance. Incorporate Telematics […]
November 5, 2024
AgencyImproving The Ergonomics In Your Office
Office workers may seem to be in a very safe job. They come into an area that is rarely hard to navigate. There do not seem to be many hazards. Yet, repetitive injuries are a common concern — even in these workplaces. Injuries from standing too long or improper posture can lead to workers compensation […]
October 2, 2024
AgencyWhat Does Commercial Liability Insurance Cover?
While commercial property insurance may be fairly self-explanatory, many people are unfamiliar with commercial liability insurance. This type of coverage protects a business from the financial obligations associated with third party liability risks, such as if a guest gets injured on business property or by a business’ product. Commercial liability insurance can cover medical expenses, […]
September 5, 2024
AgencyWhat You Should Check When Your Car Won’t Start
When you buy a vehicle, you take responsibility for keeping it maintained. Failing to maintain your car increases your chances of experiencing an accident. An accident can increase your car insurance rates. Failure to maintain can also cause your engine to fail. But, if your engine stops it may not mean that there’s major damage. […]
August 2, 2024
AgencyHow Will Home Insurance Cover A Kitchen Fire
In every kitchen, there is a fire risk present. After all, cooking means using heat and electricity, and in either case, a spark could easily lead to a flame. That’s part of why kitchen fires are among the leading (and most expensive) causes of homeowners insurance claims in the nation. Plus, no matter how hard […]
July 2, 2024
AgencyHow Can Business Insurance Help Keep My Business Going if I Die?
Having the right business insurance in place protects you, personally, from loss. It also helps to keep your business operational. In every situation, a business owner should plan for risks. When buying insurance, think about what factors could limit your company’s success. It’s not always easy to determine this. And, most do not think about […]
June 3, 2024
AgencyWorkplace Fire Safety
Quiet offices may not be as risky as warehouses or construction sites, but every workplace has hazards and risks. Fires are a top risk for office environments and every business owner should understand how to implement fire prevention protocols. Here are a few pointers to help get you started. Fire Alarms/Smoke Detectors Just like you […]