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September 5, 2024
Agency

What You Should Check When Your Car Won’t Start

When you buy a vehicle, you take responsibility for keeping it maintained. Failing to maintain your car increases your chances of experiencing an accident. An accident can increase your car insurance rates. Failure to maintain can also cause your engine to fail. But, if your engine stops it may not mean that there’s major damage. […]
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August 2, 2024
Agency

How Will Home Insurance Cover A Kitchen Fire

In every kitchen, there is a fire risk present. After all, cooking means using heat and electricity, and in either case, a spark could easily lead to a flame. That’s part of why kitchen fires are among the leading (and most expensive) causes of homeowners insurance claims in the nation. Plus, no matter how hard […]
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July 2, 2024
Agency

How Can Business Insurance Help Keep My Business Going if I Die?

Having the right business insurance in place protects you, personally, from loss. It also helps to keep your business operational. In every situation, a business owner should plan for risks. When buying insurance, think about what factors could limit your company’s success. It’s not always easy to determine this. And, most do not think about […]
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June 3, 2024
Agency

Workplace Fire Safety

Quiet offices may not be as risky as warehouses or construction sites, but every workplace has hazards and risks. Fires are a top risk for office environments and every business owner should understand how to implement fire prevention protocols. Here are a few pointers to help get you started. Fire Alarms/Smoke Detectors Just like you […]
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May 9, 2024
Agency

The Necessity of Commercial Auto Insurance for Contractors

Contractors, from plumbers to electricians, usually run mobile businesses. After all, they generally have to visit other properties to be able to render the necessary services. So, when you are traveling for business, you need the appropriate motor vehicle insurance. Usually, commercial auto insurance is the best, if not the only solution for all contractors. […]
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April 17, 2024
Agency

Protecting Your Business From Liability Claims

In the dynamic landscape of business operations, one critical aspect often overlooked is liability management. As an entrepreneur or business owner, protecting your venture from potential liability claims is paramount to ensure its sustainability and growth. From understanding the intricacies of general liability coverage to navigating product liability risks and effectively managing potential lawsuits, it’s […]
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April 3, 2024
Agency

How Much General Liability Insurance Does My Small Business Need?

Every business large or small faces a variety of dangers when it comes to operation. One of the main dangers is liability, which protects your business against claims such as bodily injury and property damage. The amount of coverage you need may vary, however. Your business’ industry is just as important as the size of […]
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March 1, 2024
Agency

Business Insurance For Bakeries and Delis

Business Insurance For Bakeries and Delis Every business needs quality insurance. It helps stop financial losses your company may face. If you own a bakery, deli, or a similar shop, you need the proper business insurance in place. It can help you keep your doors open if mistakes happen. It also helps you prevent financial […]
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February 8, 2024
Agency

Signs You Need General Liability Coverage for Your Business

Not sure you need insurance coverage for your small business? Think again! You might be putting yourself at risk by not having a policy. Take a look at these four signs you need general liability coverage and make a determination for yourself.  Sign #1: You Have a Physical Location Visited by Customers  Anytime you have […]
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January 12, 2024
Agency

The Importance of Safety in the Workplace

The ongoing safety of your workplace is important for continued success. And when it comes to safety, there are two main components to consider: providing a safe environment for employees/customers and securing the building against crime. Let’s dig a little deeper to understand the importance of workplace safety, along with how you can achieve your […]
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